The Initiation of Apple Card Usage Process Commences, Accompanied by an Impressive 10 Instructive Videos
The Apple Card is now available for some users, and Apple welcomed them with a plethora of tutorial videos. With ten videos at your disposal, you might wonder why Apple feels the need to explain something as basic as using a credit card. The answer lies in the digital nature of the Apple Card, making its usage slightly different from traditional credit cards.
While some videos may seem redundant for those familiar with contactless payments and the Wallet app, others give a sneak peek into a future where physical credit cards could become obsolete. For instance, the video on finding your credit card details highlights the need for Apple's unique approach to security. According to their customer agreement, physical cards are available on request but could be denied if your request is deemed excessive. This might explain the need for a video tutorial on finding essential card details without a physical card.
Furthermore, the Apple Card comes with several features, such as Daily Cash, spending tracking, and 24/7 support, which require some learning. Fortunately, Apple provides clear instructions for utilizing these features in their video tutorials. Just keep in mind that these features and your card access are reliant on your iPhone, which might not be ideal for Android users or those who prefer physical cards.
Credit Score Requirements
Despite Apple not explicitly stating a minimum credit score for approval, having a score of at least 600 is typically a good starting point. However, creditworthiness, debt obligations, public records, and income sufficiency are all factors that affect the approval process.[1][4]
Timeline for Physical Card Delivery
You'll need to request a physical titanium Apple Card following approval. The wait time for delivery is approximately 6-8 business days. While the virtual card number can be used for online transactions, having a physical card is beneficial for transactions in places that don't support Apple Pay.[1][4]
It's clear that the Apple Card is for individuals already invested in the Apple ecosystem. Its unique features and focus on security are certainly appealing, but they require some adjustments and learning. Whether you're an Apple fan or a credit card enthusiast, the Apple Card might be well worth exploring – just be prepared to digest a fair amount of tutorial videos.
The Apple Card's unique security features, such as finding credit card details without a physical card, are widely demonstrated in the tutorial videos. Embracing technology and tech, Apple Card users can enjoy benefits like Daily Cash and 24/7 support, but these features necessitate learning, as they depend on the iPhone. Although physical cards are available upon request, jailbreaking the systems to access excess physical cards could potentially lead to issues. The Apple Card's features are primarily accessed through the www.apple.com website.